Effective Date: June 2026
Welcome to PickMyCard.
These Terms and Conditions govern your access to and use of the PickMyCard mobile application, website, and related services. By using PickMyCard, you agree to these Terms.
1. About PickMyCard
PickMyCard is an informational platform designed to help users discover potential offers, rewards, discounts, cashback opportunities, and benefits associated with various payment cards and merchants.
PickMyCard is not a bank, financial institution, card issuer, payment processor, or lending service.
2. User Responsibility
Users are responsible for verifying all offers, rewards, discounts, cashback rates, eligibility requirements, and promotional terms directly with the respective bank, card issuer, payment network, merchant, or service provider before making any purchase or payment.
3. No Financial Advice
Information provided through PickMyCard is for informational purposes only and should not be considered financial, investment, legal, tax, or professional advice.
Users should make independent decisions based on their own circumstances.
4. Accuracy of Information
While we strive to provide accurate and up-to-date information, offers, promotions, rewards programs, and merchant benefits may change at any time without notice.
PickMyCard does not guarantee the accuracy, completeness, availability, or continued validity of any offer displayed within the platform.
5. User Accounts
Certain features may require account creation or authentication.
Users are responsible for maintaining the confidentiality of their account credentials and for all activities conducted through their account.
6. Card Information
Users may voluntarily provide limited card-related information for personalization purposes.
Users should never enter:
- Full card numbers
- CVV numbers
- Card PINs
- Banking passwords
- OTPs
PickMyCard does not request or store such sensitive payment credentials.
7. Intellectual Property
All trademarks, logos, branding, content, designs, and software associated with PickMyCard remain the property of their respective owners.
Users may not copy, reproduce, distribute, modify, or exploit any part of the service without prior written permission.
8. Limitation of Liability
To the maximum extent permitted by law, PickMyCard, its owners, affiliates, employees, and partners shall not be liable for any direct, indirect, incidental, consequential, financial, or other losses arising from:
- Use of the service
- Reliance on information provided
- Inaccurate offer information
- Merchant actions
- Bank or card issuer decisions
- Service interruptions
9. Third-Party Services
PickMyCard may display information obtained from third-party merchants, banks, card issuers, payment networks, and service providers.
We are not responsible for the content, policies, services, or actions of any third party.
10. Changes to These Terms
We may update these Terms and Conditions from time to time.
Updated versions will be posted on this page with a revised effective date.
11. Contact Us
For questions regarding these Terms and Conditions, please contact:
Email: support@pickmycards.com
Website: https://pickmycards.com