Effective Date: June 2026
Welcome to PickMyCard.
PickMyCard (“we”, “our”, or “us”) is committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy explains what information we collect, how we use it, and the choices available to you.
1. Information We Collect
When you use PickMyCard, we may collect the following information:
Account Information
- Mobile phone number used for authentication
- Name and profile information you provide
- Email address (if provided)
Profile Information
- PAN information in masked format
- Card details that you voluntarily add to the application
- Card metadata such as bank name, card type, network, and last four digits
Location Information
- Device location when you grant permission
- Nearby merchant information used to provide card recommendations
Device Information
- Device identifiers required for notifications
- App version information
- Operating system information
Notification Information
- Notification preferences
- Push notification device tokens
2. How We Use Your Information
We use your information to:
- Create and maintain your account
- Authenticate your identity
- Recommend suitable payment cards
- Show nearby merchant offers
- Deliver notifications and reminders
- Improve application performance and reliability
- Respond to support requests
3. Card Information
PickMyCard stores only the information necessary to provide recommendations.
We do not store:
- Card PINs
- CVV numbers
- Internet banking credentials
- UPI PINs
- Banking passwords
Users should never enter sensitive banking credentials into PickMyCard.
4. Location Data
Location access is used to:
- Detect nearby merchants
- Improve offer recommendations
- Provide location-aware card suggestions
Location data is used only for app functionality and is not sold to third parties.
You may disable location permissions at any time through your device settings, although some features may become unavailable.
5. Notifications
If you enable notifications, PickMyCard may send:
- Offer expiry reminders
- Account-related notifications
- Product updates
- Important service announcements
You can change notification preferences at any time within the app.
6. Data Storage
Your information may be stored using secure cloud services including Firebase services provided by Google.
We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction.
7. Data Sharing
We do not sell your personal information.
We may share information only:
- With service providers required to operate the application
- When required by law or legal process
- To protect our rights, users, or services
8. Account Deletion
You may delete your account directly from within the PickMyCard application.
When you delete your account:
- Profile information is removed
- Saved cards are removed
- Offers and preferences are removed
- Notification-related data is removed
- Associated account records are deleted from our systems
Some records may remain temporarily in backups or logs as required for operational, legal, or security purposes.
9. Data Security
We implement reasonable technical and organizational safeguards designed to protect user information.
However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
10. Children’s Privacy
PickMyCard is not intended for children under the age of 18.
We do not knowingly collect personal information from children.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Updated versions will be posted on this page with a revised effective date.
Continued use of the application after changes become effective constitutes acceptance of the updated Privacy Policy.
12. Contact Us
If you have any questions regarding this Privacy Policy, please contact us:
PickMyCard
Website: https://pickmycards.com
Email: support@pickmycards.com
13. Consent
By using PickMyCard, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of information as described herein.